Turn Your First Home into an Investment Property
WHAT IS FHA 203K LOAN?
✔ Buy + Renovate with ONE loan
✔ Only 3.5% Down Payment
✔ Renovation costs INCLUDED in mortgage
✔ Perfect for multi-family (2–4 units)
HOW IT WORKS
1️⃣ Find a fixer-upper multi-family property
2️⃣ Use FHA 203K loan to finance purchase + renovation
3️⃣ Bank pays for approved renovations
4️⃣ Move into ONE unit
5️⃣ Rent out the other unit(s)
REAL-LIFE STRATEGY (EXAMPLE)
Purchase Price: $500,000
Renovation: $100,000 (financed)
Total Loan: $600,000
Down Payment: ~$21,000 (3.5%)
➡️ Live in one unit
➡️ Rent other unit for ~$2,000+/month
Your tenant helps cover MOST or ALL of your mortgage!
NEXT LEVEL MOVE (1–3 YEARS)
✅ Property value increases (equity builds)
✅ Rent BOTH units
✅ Tenant income can cover FULL mortgage
Now YOU move out and buy your dream single-family home
Keep this property as CASH-FLOW investment
⚠️ WHY TEAM MATTERS
✔ Contractor must be FHA 203K approved
✔ Appraiser must understand after-repair value
✔ Lender + Realtor must guide entire process
This is NOT a basic deal — you need experts!
WE ARE 203K SPECIALISTS
✔ Proven track record
✔ We guide you step-by-step
✔ We connect you with trusted contractors
✔ We help you find the RIGHT deal
LET’S BUILD YOUR WEALTH
Anil Aggarwal
Broker Manager | Realtor®
Mortgage Loan Officer
anil.aggarwal@vylla.com
VyllaNJ.com
Linktr.ee/anilsellsnj
CALL/TEXT TODAY
“Don’t just buy a home — build income from it.”
