How to Invest in the Indian Stock Market from the USA

How to Invest in the Indian Stock Market from the USA

1. Choose Your Investment Approach

• ETFs & Mutual Funds (Easiest Option)

• Invest in India-focused ETFs via US brokerage accounts like TD Ameritrade, Charles Schwab, Fidelity, or Vanguard.

• No need for an Indian bank account or compliance with Indian regulations.

• Direct Stock Investment (Complex Option)

• Open a Non-Resident External (NRE) or Non-Resident Ordinary (NRO) account in an Indian bank.

• Set up a Portfolio Investment Scheme (PIS) account with RBI approval.

• Use Indian brokers like Zerodha, ICICI Direct, Upstox, or HDFC Securities to trade directly.

Best India-Focused ETFs & Stocks for US Investors

A. ETFs (Traded in the US) – Best for Passive Investors

• iShares MSCI India ETF (INDA) – Tracks India’s largest stocks.

• WisdomTree India Earnings Fund (EPI) – Focuses on Indian earnings-based companies.

• iShares India 50 ETF (INDY) – Covers India’s top 50 blue-chip stocks.

• Nifty 50 Index Fund (NIFTYBEES, via NSE India) – Tracks Nifty 50, best for direct investment.

B. Best Indian Stocks (For Direct Investment via NSE/BSE)

• Reliance Industries (RELIANCE.NS) – Leader in telecom, retail & energy.

• HDFC Bank (HDFCBANK.NS) – Top Indian private bank.

• Infosys (INFY.NS) – Strong IT sector stock.

• Tata Consultancy Services (TCS.NS) – India’s largest IT services company.

• Bajaj Finance (BAJFINANCE.NS) – Leading in consumer finance & lending.

• Avenue Supermarts (DMART.NS) – Fast-growing retail chain.

Platforms to Invest from the USA

1. For ETFs & Mutual Funds – TD Ameritrade, Charles Schwab, Fidelity, Vanguard

2. For Direct Stocks (NSE/BSE) – Zerodha, ICICI Direct, Upstox (Need PIS account)

3. I did investment using in Indian ETF using Bankofamerica in my IRA fund

If you invest $10,000 one-time – $96,464 in 20 years