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FHA (Federal Housing Administration) loans are government-backed mortgages popular with first-time buyers because they allow low down payments (as little as 3.5%) and more flexible credit requirements. But FHA has strict property condition requirements. The home must be safe, secure, and structurally sound. No major issues like peeling paint, broken windows, roof leaks, plumbing problems, or safety hazards.
>If a property is not FHA approved, it means:
The home doesn’t meet FHA’s minimum property standards. FHA will not insure a mortgage for that house. Buyers must use cash or conventional financing instead.
Who usually handles FHA approval in a regular sale?
The Lender & Appraiser: When a buyer applies for an FHA loan, the lender orders an FHA appraisal. The FHA appraiser inspects the property to see if it meets FHA standards. If the property fails, the seller is usually asked to make repairs before closing. The Seller’s Role: In a traditional sale, the seller often does the repairs (if small, like missing railings, smoke detectors, peeling paint) so that the home qualifies for FHA. But in a fixer-upper or “as-is” deal, sellers refuse to do that.
Why is this important for your client?
First-time buyers (using FHA) They cannot buy this home unless they switch to conventional financing or cash. Even if they love the home, FHA won’t approve it. Investors Usually don’t use FHA anyway (it’s only for primary residences). They’re fine with conventional or cash.
In short:
Not FHA approved = FHA financing not allowed. Normally, the seller makes fixes so FHA approves, but here the seller is saying “no repairs, no FHA.” Best suited for conventional buyers with extra cash reserves or investors.
I am a Real Estate Agent, realtor, and Investor currently living in New Jersey. My interests range from selling difficult hard projects, real estate to flip properties. I am also interested in investing, home, and helping my clients find best deal , at best price.
Without me, you will save 1% but I am sure, with ample marketing, exposure to 7 mls, and video/website/qr mobile website and weekly open houses, I will sell your home quick, and get you better Return on investment.
I am certified Flipper, Realtor, Finance professional, with 20 years of exposure of working with leading fortune 500 companies .
Buying Real Estate should be your #1 priority, especially if you want to save money for your kids, or for your retirement. Home builds equity, provide safety, give emotional bonding to family and provide tax refunds.
With me, you get ample support, true educated guidance and no if and buts. You buying, and I am there, and if you not buying , still I am there, to provide any and every help.
Same way, I guarantee my clients that your home, will sell with me. Reason, I don't leave anything to others. I myself check, inspect, update or guide daily progress, till home is sold.
I do regular events, social meetings, networking and love to host, invite, dine and make friends. I hold ample marketing so finding buyer is not a issue for me.Example review past event http://www.NewYearEvesParty.com
I am available 24/7 via mobile/whatsapp/phone/
Before SALE
FaceBook App where clients can see listing
I provide you 3 videos per listing as shown
Property Information Video. Example
Live active video . Example
Zillow as example
Exclusive Website , with video, Vintage url , vanity Phone# (like 732-65-HALO-5).. Example MostBeautifulHome.com
While property on SALE
I will negotiate top dollars
Will bring many buyers using exclusive paid marketing via facebook/twitter/targeted email companies,
I will blast your listing with 5000+ real estate agents so they can bring any buyers if they have.
More than 20 real estate domains direct traffic to your exclusive website so more exposure, more buyers.
I can help in Updating Zestimate. See article See video interview with Zillow team on FACEBOOK LIVE
After SALE
I help you get movers/contractors if property need update
I help you get CO/Inspection Certification with County . (guide)
I Provide all above, for less than any major Realty
Our Realty, being cloud based, so we have lowest possible expense so savings passed to you.
so please call me at 732-983-7958 to schedule appointment and plan listing your home today
