Why Every Family Needs a Protection Plan — Not Just a Paycheck
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Why Every Family Needs a Protection Plan — Not Just a Paycheck
When a couple gets married, they also inherit financial responsibilities that can easily exceed $1 million over their lifetime.
Let’s break it down:
Home: $500,000 Cars: $50,000 Two kids’ education: $250,000 Family living expenses, medical bills, travel, and retirement costs — hundreds of thousands more
According to MSN Money, the average American family carries more than $150,000 in debt (mortgage, credit cards, and student loans combined), and most families depend entirely on two incomes to stay afloat.
Now imagine — these liabilities don’t go away.
They stay from age 30 to 60, the most critical earning years of your life.
The 40-40-40 Dilemma
Most people work 40 hours a week for 40 years, putting 40% of their income toward taxes and 401(k) contributions.
The problem?
401(k) grows in a tax-deferred account — meaning you’ll pay taxes when you retire. Market crashes can wipe out decades of savings overnight. Health issues or layoffs can disrupt income instantly.
So what happens if life doesn’t go as planned?
The 5 Major Liabilities That Threaten Every Family:
Death – Loss of income can derail financial stability. Disease – Medical expenses can eat up savings quickly. Disability – One accident can stop your earning ability. Disaster – Natural or financial crises can hit anytime. Divorce – Can divide assets and increase expenses drastically.
The Solution: Protect, Preserve, and Prosper
That’s why Anil Aggarwal, Licensed Insurance Agent, recommends creating a minimum liability protection plan using modern insurance solutions:
Term Insurance with Living Benefits
Protects your family in case of death and includes free chronic, critical, and terminal illness coverage.
Cashback Policy
Get protection and peace of mind — every dollar you put in comes back at the end of the term.
Income Generator Policy
Turn your savings into an asset that multiplies — receive 4 to 5 times the money you invest.
Build Protection + Passive Income
Your job gives you active income — money for the hours you work.
But Anil Aggarwal can help you build passive income, so your money starts working for you, not the other way around.
Call or Text: 732-877-8585
Email: Anil.Aggarwal@Vylla.com
anilsellsnj.com
Anil Aggarwal is a licensed insurance and real estate professional. He is not an attorney. Insurance protection services are offered in partnership with top-rated providers to ensure clients receive the best coverage and value.
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